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Showing posts from June, 2011

Credit Cards Deadline Coming Up In Six

One of my friends got two shocks recently. Shock Number One She found out that by end of December 2011, she would only be allowed to hold two credit cards. The extras have to be cancelled. She would only be given two years to settle the outstanding debts from the cancelled credit cards. Shock Number Two She was informed that her maximum credit limit for her remaining two credit cards could only be 2x her monthly income. In her particular case, she has six credit cards.  When she cancels four of them, she has a combined debt of RM20,000.  But her remaining two credit cards have high credit limits... and she has to settle RM4000 to comply with the new credit limit. So now she is dizzy thinking of those debts... yes, she is given two years to settle them... but RM24,000 on top of her other debts is a very very heavy burden to pay.  While I pity her, I also think that this is something that Bank Negara Malaysia should have done earlier. These rules apply to those

All A-Kindle About My Kindle!

One day, I flipped open my PDA and tried to read one of the ebooks in it.  After ten minutes, I gave up.  Age had taken a toll on my eyes.  I used to smile indulgently at those people who used big-screen e-readers and pat myself on the back for using a small PDA to read books.  Well, Time has a way of getting back at people like me.  Sigh. I tried increasing the font size on my PDA.  Have you ever tried to read a book on a screen that displayed only ten words a a time?  Go, go give it a try.  If only to laugh at me.  So I began my search for a big-screen replacement. The Amazon Kindle kept coming up in the course of my quest.  I didn't want an LCD screen with a backlight because they tire my eyes out pretty fast.  'Pretty fast' means four or five hours of reading.  Sometimes I like to go on ebook reading marathons.  People kept telling me that Amazon doesn't ship Kindles to Malaysia.  Amazon doesn't sell Kindle ebooks to Malaysians.  But from my previous experie